Joe joined Visions Federal Credit Union in 2022 to help drive their path within the Digital Asset ecosystem.  Over the years, he has worked at many large financial institutions within all three lines of defense with a focus on risk and compliance, technology, and regulatory action remediation.  His broad knowledge of financial services and innovation pairs well with his intellectual curiosity to enable risk-based growth initiatives.  He has been dabbling in the digital asset space for several years and is excited to see Credit Unions develop opportunities to better support their members and communities.